On the territory of the Russian Federation, settlements in foreign currency between residents are prohibited, with the exception of a number of transactions, the list of which is given in Article 9 of the Federal Law "On currency regulation and currency control" dated December 10, 2003 No. 173-FZ. A bank employee has the right to ask you to present documents related to the transfer and confirm its purpose.
To send a transfer you will need:
Full name of the recipient, country and city of receiving the transfer
The exact address of the recipient's residence is not required - it is enough to indicate only the city. Your recipient will be able to choose at what point and in what currency it will be more convenient for him to receive the money.
To receive a money transfer you will need:
To have an identity document with you;
To inform the NBCO operator about the transfer number;
To inform the amount of the transfer and the currency in which it is more convenient to receive the transfer.
With the help of the Zolotaya Korona money transfer system, you can quickly and reliably transfer and receive money in more than 600 000 points in the world.
With the help of the UNISTREAM Payment System, you can quickly and reliably transfer and receive money in more than 150,000 points in 63 countries of the world.
Residents that make foreign exchange transactions have the right to transfer funds from the Russian Federation without opening a bank account in foreign currency in an amount not exceeding the equivalent of 5,000 US dollars (at the exchange rate of the Bank of Russia on the day of the transfer) through one authorised bank (branch of an authorised bank) within one business day.
Non-resident individuals implement foreign currency transfer operations without opening an account and without restrictions on the amount of payment.